At SAVii, we’re on a mission to revolutionize the employee wellness landscape. Since our founding in 2017 as SAVii PH, we’ve been changing the way employee benefits work by providing 360° salary-linked wellness services in emerging markets like the Philippines and India. Our platform empowers HR leaders to support their teams’ financial wellness, both personally and professionally. As the leaders in the Philippines, we’re now expanding, and we’re looking for passionate individuals to join us! Are you ready to be part of something that’s changing lives?
Our Culture: Empowering You to Thrive At SAVii, people are at the heart of everything we do. We believe in the power of individuality and the strength of a team that values each person’s unique perspective. As a remote-first organization, we trust you to work where you’re most productive and happiest. We’re all about flexibility and work-life harmony, so you can focus on what matters most, whether that’s your career growth or personal well-being.
We foster a culture of collaboration, respect, and continuous growth, where every voice is heard and every idea is valued. We know that our success comes from embracing diversity, and we welcome all the different backgrounds, talents, and experiences that each team member brings. Together, we’re not just achieving goals—we’re transforming lives and making a meaningful impact every day.
We work fast, execute faster, and challenge ourselves to constantly evolve. SAViiers are encouraged to take bold steps, learn from every experience, and push the limits of what’s possible. Bring your whole self to work, because we believe that’s how the best ideas happen and how we’ll continue to lead in the employee wellness space.

Your Impact: What You’ll Do

• As an integral member of our Portfolio & Credit Risk teams , the Portfolio analyst is responsible for designing, developing, and implementing data-driven strategies and analytical frameworks to support business growth and risk management. This role requires a deep understanding of data analytics, credit risk, portfolio management, and business intelligence , ensuring alignment between data-driven insights and financial strategies .
Key Responsibilities
• Implement credit risk policies and acquisition strategies for Salary Lending and new products while ensuring compliance and risk optimization.
• Design, test, and execute credit strategies, pricing policies, and portfolio management frameworks to drive profitability and mitigate risk.
• Monitor portfolio performance, underwriting operations, and key risk indicators (KPIs) to enable proactive decision-making.
• Conducted data-driven analysis and collaborated with data engineering to enhance BI tools, core data sets, and risk assessment capabilities.
• Partner with Data & Analytics to develop advanced Credit Algorithms, predictive models, and research insights on portfolio risk and industry trends.
• Lead and collaborate on cross-functional projects on risk management, profitability, and process optimization.
• This role is ideal for a strategic thinker with strong expertise in credit risk, data science, business intelligence, and financial analytics —someone who can bridge the gap between risk management and data-driven decision-making to drive business success.

Day-to-Day Activities
• You closely monitor the portfolio. You do analyses, deep dives, etc., on the portfolio, be it relevant to optimization (opportunities) or investigation of noted changes in portfolio behavior (risks), using data segmentation techniques such as Python, SQL, Google Sheets, etc.
• You work on developing and improving the core credit framework. 
• You assist in developing and implementing data collection, data analytics, and other strategies to analyze statistical efficiency and guide decision-making.
• You work with data scientists and other functions to dive deep into core credit issues and prioritize business and information needs.
• You establish measurements to analyze credit model performance, uncover insights, and discern targeted improvement areas.
• You monitor credit performance metrics to identify issues, new and innovative credit processes, feature improvements, and business growth opportunities.
• You design and implement reports and performance measurement dashboards
• You help steer business decisions by sharing actionable, data-backed insights with key stakeholders.

What We’re Looking For: Skills & Experience

• Bachelor’s degree (preferably in a field such as Economics, Finance, Mathematics, or Statistics) and a minimum of 2 years experience in banking, credit risk or portfolio management
• Strong financial analysis, underwriting, risk assessment, and risk mitigation skills
• Proficient in Google Workspace or Microsoft Suite (Word, Excel, PowerPoint, etc)
• Knowledge of Python, SQL, or similar data analysis tools
• Strong communication and negotiation skills, with an inquisitive and analytical mindset
• Highly detail-orient